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I opened some investment accounts years ago, but I'm not sure if they even make sense anymore.

Financial Planning

In a world crowded with new, complex investments, changing tax laws, rapidly evolving insurance products, and volatile economic scenarios, you may be looking for clear direction in your financial life. While books, magazines, and the Internet offer helpful tools, Cutter & Company’s financial planning professionals bring experience and judgment to the task of helping you consolidate all aspects of your financial life into one coordinated plan.

Financial planning is the process of identifying your goals, and creating a strategy for making your life’s dreams become reality. It begins with a discussion in which you and your Financial Advisor identify and prioritize your life goals and their relationship to your investment portfolio.

Planning Your Financial Future

Investors today face a myriad of uncertainties. Can their savings keep up and exceed the rate of inflation? Will their money last a long as they live? It’s impossible to know how long you will live or what taxes or inflation rates may be in the future. All these unknowns make it difficult to plan.

At Cutter & Company, we utilize a sophisticated simulation called Envision®. With the aid of this unique investment planning tool, your Financial Advisor can analyze the delicate balance needed for you to move confidently toward your goals without undue compromise to your lifestyle or unnecessary investment risk. We also consider potential personal circumstances such as protecting your family and assets with the appropriate insurance if you were to have a long-term disability or untimely death.

The science of statistical modeling was created to help people make better decisions in the face of uncertainty. It is a way of estimating the possible future course of your investments and discerning changes that might be needed to strike an optimal balance between today and tomorrow.

The Envision® process will assist you and your Financial Advisor in monitoring progress toward your financial goals, adapting to changing conditions and helping to manage investment risk. The approach is designed to bring new simplicity to pursuing your financial goals and new clarity to your overall investment decisions.

At Cutter & Company, we believe that planning is a process, one which needs to be updated regularly, to reflect new realities in your investments — and your life.

Envision® is a registered service mark of Wells Fargo & Company and used under license.