We built Cutter & Company as a truly independent business, free of the ties, conflicts and quotas that come with being affiliated with a large corporation or wirehouse. We want all of our Financial Advisors to enjoy that same freedom.
When you join Cutter & Company, you have virtually unlimited freedom and opportunity to build your business as you see fit. We value and respect your insights for serving the clientele you’ve cultivated.
We offer a system to enhance your capabilities, not stand in your way. With Cutter & Company, you spend your time serving your clients, while we handle the details like compliance, keeping up with any new regulatory issues and other back office work.
More Support, Fewer Restrictions
Cutter & Company makes it a point to understand your business model and support it. We applaud our Financial Advisors who deliver their own brand of services to their clients. Our job is to support your business administratively, and work with you to ensure that your ideas and services are in compliance.
You are free to sell investments you believe are most appropriate for your clients. Period. We never pressure or influence you to sell certain investments, nor do we create our own products or require you to meet sales quotas. We believe we all succeed when we all operate in the client’s best interest.
Fee-Based, Commissions or Hourly – Your Choice
When you join Cutter & Company, you are free to choose how you charge your clients. You may operate as a fee-based advisor, charge commissions on transactions, or a combination of both. Hourly fees and annual retainers are also an option. Services provided may or may not include managing the assets yourself or outsourcing the management to a wide range of high quality, institutional money managers that we have relationships with. However you choose to work with clients, we will provide the expertise, technology and administrative resources you need for your business model to succeed.
Because our Financial Advisors are independent, we are able to provide a higher payout than many other firms. Once your payout has been determined, it is the same regardless of the products you sell – and there are no haircuts on commissions if you choose to give a discount to your clients. We base our payouts on your previous 12 months of gross production. See Payout Schedule.
Limitations on Clients due to Account Size
Cutter & Company does not dictate the account size you must meet to interact directly with your clients. Though some of our fee-based programs have minimum account sizes in order to participate in them, our financial advisors can work directly with their clients, regardless of the size of the account. There is no mandate to centralize these clients by forcing them to be turned over to an impersonal 800 number call center. All clients – no matter what size – and all production – no matter the amount – counts toward your production for payout purposes.
Cutter & Company is completely transparent with our Financial Advisors. Your compensation, expenses, compliance protection, products and services are always what we say they will be, now and in the future. We deliver what we promise.